FAQ

Finquest is an ecosystem where you find the whole flow to buy, handle and follow your blockchain connection and tokens.

Finquest was founded in 2022 in Zürich, Switzerland.

The founders, Günther Nell and Johan Morreel, have complementary backgrounds in investment management, real estate, and finance. The team is mainly based in BENELUX, with Monaco in expansion.

To design and operate an ecosystem that connects tangible assets with digital infrastructure, enabling liquidity, flexibility, and long-term relevance for real estate and beyond.

The company stands for Insight Before Action, Agility With Purpose, Real-World First, Ecosystem Thinking, and Non-Negotiable Trust.

Finquest’s tokenisation offers are addressed exclusively to qualified and professional investors as defined under the Prospectus Regulation. The Finquest Exchange, operated under a separate Polish VASP licence by PowrAI Digital Exchange sp. z o.o., is a B2C service for buying and selling genuine crypto-assets and is offered to a broader public subject to onboarding requirements.

Three distinct entities sit behind the ecosystem, each acting under its own authorisation:

• Finquest Capital Group (Irish, CRO 726903) — corporate parent, coordinating the group’s commercial activity.
• Finquest Securitisation Fund (Luxembourg) — the issuer of the financial instruments (notes, units) that are subsequently tokenised. The fund operates under the Luxembourg securitisation regime and is a passive vehicle.
• PowrAI Digital Exchange sp. z o.o. (Poland) — holds the Polish VASP licence (RDWW-1725) under which the Finquest Exchange offers crypto-asset services.

Each service is provided by the entity holding the corresponding authorisation.

1. Tokenisation of Real-World Assets, structured as financial instruments issued by the Finquest Securitisation Fund (Luxembourg) and replicated on-chain via a digital twin (mirroring model).
2. Investor onboarding platform for qualified and professional investors subscribing to those instruments.
3. The Finquest Exchange, operated by PowrAI Digital Exchange sp. z o.o. under Polish VASP licence RDWW-1725, for buying and selling genuine crypto-assets.
4. A proprietary capital-protection framework deployed in connection with crypto-asset exposure.

To connect the old with the new economy — it is the future.

The tokenisation activity is offered B2B and to qualified/professional investors only. The crypto-asset exchange operated by PowrAI is B2C, subject to onboarding under its Polish VASP authorisation.

Yes — multiple AI technologies are integrated across the ecosystem.

Crypto-asset trading services are offered through the Finquest Exchange, which is operated by PowrAI Digital Exchange sp. z o.o. under Polish VASP licence RDWW-1725. PowrAI’s authorisation covers genuine crypto-assets only and does not extend to financial instruments; admission of tokenised financial instruments to a secondary trading venue would require separate authorisation under MiFID II, which is not in place today.

No. The Finquest Securitisation Fund is a Luxembourg securitisation vehicle and, by law, is a passive issuer that does not carry on active asset management; presenting it as actively managed would risk bringing it within AIFMD and losing the securitisation regime. Our proprietary capital-protection framework is not a regulated wealth management mandate.

McKinsey and BlackRock project the value of tokenized real-world assets will reach $16 trillion by 2030.

Finquest has €50 million under management and an active pipeline of projects valued at over €730 million.

The pipeline includes real estate, private and government projects, and “passion assets” such as art, horses, cars, watches, and jewelry.

Each issuance is structured as a financial instrument issued by the Finquest Securitisation Fund and offered to qualified and professional investors under the relevant private-placement carve-outs of the Prospectus Regulation. Minimum subscription amounts are set per issuance and are disclosed in the issue documentation; they will in any case respect the thresholds applicable to private placements.

Finquest uses a mirroring model: a classical financial instrument is issued by the Finquest Securitisation Fund and tokenised via an on-chain digital twin whose smart contract replicates the issue terms. Because the legal transfer requires settlement of the underlying classical instrument, transfers are not “instant” on-chain; they depend on the terms of the instrument and on the availability of an authorised secondary venue, which would require separate MiFID II authorisation. Tokenisation can nonetheless reduce friction and administrative cost compared with a classical private placement.

Tokenisation is designed to reduce structuring and transfer friction relative to a classical private placement of an equivalent instrument. Indicative cost ranges are disclosed per issuance in the relevant issue documentation.

Distributions are processed by the paying agent in accordance with the terms and conditions of the relevant financial instrument. The frequency — monthly, annual, or at maturity — is defined in the issue documentation and may differ from one issuance to another. The smart contract replicates the paying agent’s instructions on-chain; it does not itself determine the payment schedule.

Tokens are issued on Ethereum-compatible infrastructure using the ERC-20 standard. The token is the digital twin of the underlying classical financial instrument and reflects its terms.

Our proprietary capital-protection framework is designed to offer exposure to digital-asset markets while seeking to limit downside on the principal allocation. It is not a regulated wealth management mandate, and any specific entity providing investment services in connection with it would be identified in the relevant offering documentation.

The framework combines three components — a Liquidity Provider, a Stabiliser, and a Trading Module. Specific historical performance figures, methodologies, and any track record are disclosed in dedicated documentation made available to qualified investors on request, rather than as marketing claims. Past performance is not indicative of future results.

Each activity is conducted under the authorisation of the entity that performs it. PowrAI Digital Exchange sp. z o.o. holds a Polish VASP registration (RDWW-1725), under which the Finquest Exchange offers crypto-asset services. The Finquest Securitisation Fund operates under the Luxembourg securitisation regime; depending on the offer structure, it may or may not require CSSF authorisation. KYC, AML, source-of-funds and PEP screening apply to all investors as part of onboarding, but onboarding controls should not be confused with prudential regulatory authorisation.

No. Token holders are creditors of the Finquest Securitisation Fund and do not have voting rights over its management. A bondholders’ meeting may be convened only in the specific circumstances defined in the issue terms — for example, the enforcement of a default event. Presenting token holders as actively managing the fund would risk bringing the structure within AIFMD and losing the securitisation qualification.

Yes — assets undergo independent valuations and the financial instruments issued by the Finquest Securitisation Fund are administered in accordance with their issue terms.